The best way to improve your credit score is simple, but not always that easy: Reduce your debt. Paying off your credit cards, or at least paying them down substantially, will not only increase your credit score, but having less debt will probably be more satisfying than a great credit score. And not using your credit cards anymore and paying off the balances is easier said than done. But there are...
Here are five tips for designing a unique powder room… Tactile Textures and Bold Patterns Ornate patterns or unique textures can provide an unexpected visual pop. Sinks That Inspire Go with an exciting design for the sink and vanity, like a stone vessel or a marble under-mount. Creative Lighting Decorative sconces or lavish pendant lights illuminate the room while contributing to the overall...
Millennials are applying for credit cards more than most age groups, but theyre not qualifying for them, according to consumer behavior data by ID Analytics, a consumer risk management firm. One in five people ages 23-27 have been declined for credit multiple times in a year, and its not because they dont have a high enough income. A lack of credit history or low credit scores are leading to the denials,...
Are you the type of person who likes to take their flower garden indoors? Indoor plants do more than simply add color to your space; they can also improve the mood of those who live with them. If you’re looking for a blooming plant, consider one of the following four: Bromeliads. These funky, spiky plants are in the pineapple family! Bright and tropical, they like lots of light and don’t require too...
Not sure what to do with that extra room? Here are a few ideas for putting it to good use… Game Room An ideal way to get the whole family together. Add comfortable seating and your favorite games. Library Create the perfect spot to disappear into a good book and put your literary collection on display. Childrens Playroom Sometimes the kids need a little more space to hang out with friends and be...
If you can find a lower mortgage rate than the one you already have, then refinancing a mortgage can make sense. Here are some of the best ways to get a low rate: Raise Your Credit ScoreFor a conventional loan, borrowers with a credit score of 740 or more will usually get the best interest rates. Having a minimum credit score of 620 will often lead to a higher rate. Raising your credit score can help. Some...
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The entrance of your home says a lot about your character, from interior design to overall aesthetics. Below are some helpful tips for making sure your space wows you and your guests every time. Kill the clutter. Clutter is a huge no-no in your entryway, as it impacts the entire vibe of your space from the moment you set foot in the door. However, this can be hard, as the entryway is the space you dump...
Unauthorized credit inquiries are a sign that someone has fraudulently applied for credit in your name. They can hurt your credit score and make your financial life more difficult until theyre removed from your credit report. A credit inquiry is a record that your credit report was accessed because you submitted a credit application somewhere. The Fair Credit Reporting Act defines who can be granted legal...
Here are the defining features of French Provincial homes… Stone, Brick and Slate The exterior of this architectural style can be immediately recognized by its stone or brick faade and slate roof. Symmetrical Windows Multi-paned windows are commonly featured in French Provincial style architecture and are typically arranged symmetrically. Rustic Warmth Exposed wood beams, weathered finishes and...
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